Truck Insurance

Insurance plans that have you covered.

Why choose Triumph for trucking insurance?

Triumph offers a variety of coverage options, a dedicated team to help you choose the right coverage for you, and flexible down payment and premium options. Whether you’re a fleet owner, an owner/operator with your own authority, or you’ve leased on with a carrier, we’ll have your business covered.


  • Triumph specializes in working with trucking companies.

  • We offer low-down payments and flexible premium options to get your started and keep you on the road.

  • Triumph insurance experts walk you through the sign up and renewal processes, ensuring your coverage meets your needs as you grow.

  • Can be integrated with Triumph factoring services. Submit your premium or down payment through your factoring fees.

Coverage Options

Primary liability insurance is your protection from damage or injuries to other people caused by the trucks you own or are operating under your authority, for which you are legally liable. This coverage is mandated by state and federal agencies, which require proof of coverage.

If you’re not on the road, you’re not driving your business forward, unless you have downtime coverage. This coverage supplements any revenue lost during the repair of your equipment due to an accident.

General liability provides for select premises and operational exposures not usually covered under primary liability policies. This coverage is intended to protect you from any damage done as a result of your business operations.

If you employ workers, you may be required to have a valid workers compensation policy, depending on the state. This insurance provides liability coverage for your business against claims made by your workers for their injuries sustained on the job.

Physical damage insurance provides protection for your vehicle should loss or damage occur due to a collision with another vehicle or object. There are several different types of physical damage insurance, so ask your representative to ensure your coverage is customized to suit your needs.

Don’t forget coverage for your cargo! Motor Truck Cargo Insurance protects you in the event of destruction, damage or stolen freight. Because there are a multitude of cargo coverage types, we can help vet and re-evaluate your coverages as your cargo changes.

Accidents don’t wait for you to clock in. Non-Trucking Liability covers you when your truck is used for non-business purposes. It provides a permanently leased owner or operator with a limited form of liability protection. Be sure to speak with our dedicated account management team to determine exactly what coverage you need.

Occupational accident insurance is available in some states. This insurance provides owner/operators with an affordable source of indemnification for “work accident injuries.” This coverage offers important benefits for accidental death and dismemberment, accident medical, and accident disability income.

Need help or want to learn more?

Triumph has a dedicated support system for existing customers. Feel free to reach out using any of the contact methods listed below.