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Get Paid on Loads Within 24 Hours

Turn your invoices into cash. FAST!

Whether you are just getting started or already have a couple of trucks, Triumph Business Capital can help make sure there are no gaps in your cash flow.

With us, it’s simple: complete the load, send us the load docs, we pay you. That’s it. Let’s talk more about how we’ve helped thousands of owner operators get paid and grow their businesses with invoice factoring.

Learn more about our factoring program below.

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What is Freight Broker Factoring?

Freight Factoring is a low-risk cash management solution for trucking companies. You sell your invoices at a small discount and get your money immediately.

  • Same Day Funding

    You don’t need to wait days and weeks for your money.

  • Free Broker Credit Checks

    We provide peace of mind for drivers before they accept a load.

  • No Minimums. No Reserves

    You choose what loads and brokers you want to factor.

  • Fuel Advances up to 50%

    Get the fuel you need to complete the load.

Freight Factoring vs. Line of Credit


Freight FactoringLine of Credit
CostBased on volumeVaries bases on collateral
QualificationVery little requirementsExtensive process
Approval Time2-3 daysWeeks to Months
Credit LimitFlexibleRestrictive
MaintenanceEasyDifficult to Maintain
Access to FundsEasyEasy
Line IncreaseSimple and quickComplicated and slow
CollateralOnly accounts receivable as collateralUsually all company assets

We’re your team!

Our team of experts is here to walk you through the application process so you can start getting paid!

  • An Established Funding Partner

    Since 2004, more hundreds of brokers have turned to Triumph to manage their cash flow

  • Owned by a Bank

    Triumph Business Capital an operating subsidiary of a publicly-traded bank. That means oversight, transparency and security for your business.

  • Technology

    Our payment portal empowers carriers to manage their payment terms and methods.

  • Back Office Support

    Think of Triumph as an extension of your business. We handle the invoicing, collections and carrier payments, leaving you more time to focus on growing your brokerage.